EP 153 | Profit Boss® Radio

Welcome to episode 153 of The Retirement Years on Profit Boss® Radio! In this episode, you’re going to learn all about the unique, interesting, and inspiring ways that people are giving back and changing the world for the better.

Believe it or not, you don’t have to wait to become a philanthropist in order to make a big difference. Doing Good While Doing Well is all about making a commitment today!

If you want to learn how to give what you do have (whether it be time or money) in order to make the world a better place, today’s episode is for you.

So, tune in to Profit Boss® Radio and get ready to discover the steps you can take right now to make things better for those around you - no matter what your budget is!

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio:

• Why it’s important to get involved in your community right now instead of waiting to give in the future.
• How to shift your mindset to make giving part of your monthly spending plan - no matter what your finances look like.
• How two New Yorkers used leveraged giving to raise $12,500 to forgive over $1.5 million medical debt for vulnerable Americans.
• How pooled giving can help you help others in your area.
• What one of my clients did to give a single mom in her community a huge financial boost.
• Why sponsoring a child is an easy way to change lives for the better.
• What my husband and I did to say “THANK YOU” to everyone who provided our daughter with extraordinary medical care - and how you can give back to people who make a difference in your life as well.

Show Notes

To get access to the full show notes, including resources mentioned, transcript, and a complete breakdown of the End of Year Wealth Building Checklist, visit HilaryHendershott.com/153.

Follow Hilary on:

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EP 152 | Profit Boss® Radio

Welcome to episode 152 of The Retirement Years on Profit Boss® Radio! In this episode, I’m going to walk you through everything you need to do between now and December 31st to save literally thousands of dollars on your next tax bill.

Right now, there are tons of money saving opportunities available to you that you might not know about, but they all expire at the end of this year. Though it may seem a little overwhelming at first, by being diligent and following my checklist, you can bulletproof your tax and financial situation - and even save more than you did if you stayed up all night (or got up way too early) to get a great deal on Black Friday.

So, tune in to this episode of Profit Boss® Radio, marshal your resources, and get this done before January 1st. Your future self will thank you!

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio:

• The five key areas of financial planning you need to handle.
• Why market corrections aren’t necessarily a bad thing and how they can actually lead to higher returns.
• Strategies you can use to invest successfully when markets are volatile.
• How tax gain harvesting can help you capture gains in a lower tax bracket if you see your income increasing soon and need to sell an investment.
• How tax loss harvesting can help you take advantage of a down market and offset losses on your investments.
• How much you stand to lose when you don’t max out your IRA contributions.
• The benefits of having balances in Roth IRAs as opposed to traditional IRAs.
• The best way to gift appreciated stocks or investments without paying a 45% gift tax.

Show Notes

To get access to the full show notes, including resources mentioned, transcript, and a complete breakdown of the End of Year Wealth Building Checklist, visit HilaryHendershott.com/152.

Follow Hilary on:

Twitter
LinkedIn
Instagram
Facebook
YouTube

Subscribe to The Retirement Years on Profit Boss® Radio
Apple Podcasts
Overcast
Spotify
Stitcher
Google Podcasts

EP 151 | Profit Boss® Radio

Welcome to episode 151 of Profit Boss® Radio! In the last several episodes I have shared that my team and I have been doing some deep soul searching in a coached environment. We have been asking ourselves the following questions: What is our purpose? What fulfills us? What do we want people to have as a result of us being on the planet? As a direct result, we came to redefine our ultimate mission, which is “All people are thriving.”

One of the many realizations that came from asking these critical questions is that I can speak to you about more than money. I can also cover topics that address ways to improve every aspect of your life. In this week’s episode, I am joined by Courtney Townley, host of Grace and Grit podcast. Tune in to hear ways you can focus on your health and learn the actionable steps you can take to achieve your healthiest life right now. 

Find out what healthy living truly means and glean practical tips you can apply to your own life in this exciting episode of Profit Boss® Radio. 

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• Hilary’s top three health practices for her life
• What “healthy living” means today
• The definition of stress and how it influences our lives
• How acute inflammation can be positive or negative in our bodies
• What the different types of stress are and how it affects our bodies
• Why mental health is just as important as physical health

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/151-master-healthy-living/

EP 150 | Profit Boss® Radio

Welcome to episode 150 of Profit Boss® Radio! What a massive milestone! We appreciate all your loyalty and support of Profit Boss® Radio over the years. In this episode, we discuss the powerful transformation you can create in your life when you turn life goals into financial goals with George Kinder - the father of the Life Planning movement.

If you have ever found yourself getting stressed or stuck on the logistics side of money then this episode is for you. The details of everyday money management can get heavy at times, and if you are like many of my clients you may get to the point where you want someone to help make sure your financial house is in order and maintained. 

George Kinder joins us in this episode to offer his unmatched insights and experience with over 30 years of practice as a financial planner and tax advisor and over 50 years as a mindfulness practitioner. He is passionate about helping people achieve authenticity and freedom. He takes us through his journey of being an influential financial coach and best-selling author helping people understand the psychology of money. He is a global leader in the movement of helping people to visualize and create a better world better now. 

Tune in to Profit Boss® Radio today and learn how you can create mindfulness in your life that can turn life goals into powerful financial goals and achievements.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• What life planning is all about, and how it’s different from traditional financial planning
• What “freedom” is according to George
• The correlation between financial planning and heart transformation
• What trait the best financial planners have in common
• The infamous three questions George asks to help you identify your purpose on the planet
• How you can begin a path to authenticity and freedom

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/life-goals-financial-goals/

EP 149 | Profit Boss® Radio

Welcome to episode 149 of Profit Boss® Radio! In this episode, I’m taking a peek behind the curtain to reveal the top eight investment mistakes that can derail your retirement.

Why am I covering this topic? Well, because if you are a listener of the show, not yet a client, there is a large possibility that you may be managing your investments on your own, or perhaps you have a relationship with a financial advisor who has saddled you with investments you have mediocre confidence in. If that is the case, I want to equip you with knowledge that can inoculate you against making these common investment missteps that can undermine your ability to reach your full wealth potential. You see, the financial mistakes that can negatively impact your financial trajectory are often the ones you don’t see coming or don’t know to watch out for.

Lucky for you, you’re a listener of Profit Boss® Radio, and I’m about to blow the whistle on investment mistakes that can cost you significantly in retirement. 

Here is what you’ll find out in this episode:

• Mistake #1: Making Investment Decisions Based on Emotion

• Mistake #2: Using Name Brand Mutual Funds that Cost Too Much

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/8-investment-mistakes/

EP 148 | Profit Boss® Radio

Welcome to episode 148 of Profit Boss® Radio! In this episode, I had the opportunity to interview Kim Bohr. Kim Bohr is the CEO of The Innovare Group, a certified executive advisor, and a sought-after speaker. She combines 20 years of practical business experience as a cross-functional executive with her passion to make people and businesses better from the inside out.  

In today’s episode, Kim shares with us her 3A framework and how you can apply it to your career advancement goals. The 3A’s are: assess, align, and accelerate. Assess means taking an in-depth analysis of the different components within your career. Then, finding the gaps and creating a plan to align your career with your goals. Finally, being able to apply those things you have discovered to design and accelerate your career.   

Along with teaching us her 3A framework Kim shares practical tips on how to intentionally build your network. Oftentimes people can grow intimidated when you talk about networking. When utilized correctly networking can be incredibly valuable to accomplishing your career goals. 

So, are you ready to design your career for wealth? Then you don’t want to miss this information-packed episode with Kim Bohr. Tune in to Profit Boss® Radio today!

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• The difference between men and women when it comes to applying for jobs
• How men and women approach networking differently
• How to develop your network to support your career goals
• Why it is key to intentionally build a diversified network
• How to spot gaps in your career goals 
• How your network can help you close those gaps

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/design-career-wealth/

EP 147 | Profit Boss® Radio

Welcome to episode 147 of Profit Boss® Radio! In this week’s episode, I had the opportunity to interview Chris Farrell. Chris is an economics editor with Bloomberg and a senior contributor with NPR Marketplace. He brings a great perspective on purpose and careers regardless of your age.  

According to Farrell, creativity isn’t a skill you lose. If you are creative in your 20s, you can still be creative in your 60s as long as you are given the opportunity. Even though many people retire from the workforce at 55 and older, they oftentimes still feel that they have so much to offer and aren’t ready to hang their hat up completely. It should come as no surprise that many retirees still want to live productive lives - one that is purposeful and meaningful. 

Join us for today’s episode as Chris and I discuss how your second half of life can be just as fulfilling as your first half. Tune in to find out how you can create income and purpose in your life no matter your age.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio 

• How retirement benefit packages are designed for older employees
• How multi-generational teams can be effective
• What sort of possibilities exist in your second half of life
• Why it is so important to have a career that engages your skills and purpose
• Some creative ways to fulfill your purpose without needing to further your education
• Reasons why self-employment and entrepreneurship is on the rise

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/life-on-purpose/

Welcome to episode 146 of Profit Boss® Radio! Identity protection is so crucial in this day and age that I felt we needed two episodes to cover all the information. If you have been following the news, you have definitely heard countless stories of people falling prey to identity theft. 

According to Javelin Research, identity theft is on the rise and the most recent study shows the odds of you becoming a victim is now 1 in 3! With the increased usage of social media and online consumerism, people are sharing more information and, subsequently, becoming more vulnerable. Monitoring your identity is becoming a part of life, and there are methods you can use to make it a little bit easier to manage. 

This episode contains many pertinent tips and tactics that you can apply today to help safeguard your financial life. Tune in to this week’s episode as we continue our discussion about how to protect your identity.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio 

• Adam Levin’s 3M identity theft protection framework and how to use it
• Why it is important to use a password vault
• Understanding the importance of checking your personal financial transactions daily
• Why you should never throw away physical financial documents
• How to protect your health plan and prescription information
• Why it’s important to know who is asking for your personal information (and why) before you share it

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/protect-your-identity-2/

Welcome to The Retirement Years on Profit Boss® Radio episode 145! In this show, we discuss an extremely timely and scary topic: identity protection. I am so excited to have Adam Levin, founder of CyberScout, co-founder of credit.com and author of the critically acclaimed book Swiped, joining me for this show. Levin is a nationally recognized expert on cybersecurity, privacy, identity theft, fraud, and personal finance. He has distinguished himself for the last forty years as a fierce consumer advocate, and we are lucky he shares his insights with the Profit Boss® community! 

You don’t want to miss this week’s show where Levin answers the important questions like, “Why you should be concerned about protecting your identity?” and “How you can protect your identity?” So many people have asked him, “Why should I be worried about someone stealing my identity...I am a regular person?” But to a hacker, phisher or identity thief, you are Kim Kardashian. Join us as we take a deep dive into the world of identity protection. This episode contains many pertinent tips and facts that you can apply today to help safeguard your financial life. 

Thank you to Adam Levin for joining me today to help open our eyes on the importance of identity protection. Tune in to this week’s episode as we begin our discussion about how to protect your identity.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio 

• Why a hacker, phisher, or identity thief is interested in your identity
• How can identity theft disrupts your life
• How the authentication problem can be the solution
• How can you be confident that the bank will refund your money in the event of fraud
• The benefit of carrying credit cards over debit cards
• How long you have to report fraud in your personal or business checking accounts

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/identity-protection/

EP 144 | Profit Boss® Radio

Welcome to The Retirement Years on Profit Boss® Radio episode 144! This is a brand new season of Profit Boss® and I have made a few adjustments this season! Now titled: The Retirement Years on Profit Boss® Radio, this show is your weekly wealth building and retirement mastermind. Profit Boss® is also a movement for women to reach their full wealth potential and be financially free. I’m covering the sophisticated wealth planning topics that most directly affect you, my sophisticated listeners. So, let’s get right to it!

This week’s episode will serve as a follow up to last week’s episode 143, How To Plan For Retirement Together. If you are listening to this episode I am quite sure that you have questions or concerns regarding you or your spouse’s financial planning. In a perfect world, you and your spouse would agree on everything and execute your plan flawlessly, but we do not live in a perfect world. So, let’s talk about what you should do if you’re like the rest of us and need to reach agreement and consensus on your vision for retirement. 

I share three examples of couples that I have worked with who I think have done a great job of coming together, despite not being clear on their vision early on or even thinking their goals were possible! Make sure to tune in to this week’s episode as I delve into real-life client stories on how to plan for retirement together.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• Client Story #1: The Quiet Success Story
• Why it is important to discuss your finances while dating
• Knowing the importance of planning
• Client Story #2: Excellent Teamwork
• Why teamwork is invaluable when planning for retirement
• Client Story #3-Everybody Doesn’t Have To Do 50%

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/clients-plan-retirement-together/

Welcome to The Retirement Years on Profit Boss® Radio episode 143! This is a brand new season of Profit Boss® and I have made a few adjustments this season! Now titled: The Retirement Years on Profit Boss® Radio, this show is your weekly wealth building and retirement mastermind. Profit Boss® is also a movement for women to reach their full wealth potential and be financially free. I’m covering the sophisticated wealth planning topics that most directly affect you, my sophisticated listeners. So, let’s get right to it!

In this week’s episode, I talk about planning for retirement as a couple. The idea of planning for retirement in general can be daunting, and then approaching retirement planning with your significant other isn’t always easy or straightforward. It can be incredibly difficult to become mentally prepared for this discussion with your partner. You are also likely in that busy season of life right now where you are faced with many current financial obligations, such as buying a home, making repairs or renovations (like me!), sending kids to college, career planning, and even travel. 

I understand there are many things for you to accomplish now, but let’s prioritize planning for the future you and your loved want, too. You can have your best life in retirement. It can seem like a lot of sacrifices foregoing what you want today for tomorrow. In actuality, you can leverage your planning now and for the future. So, how do you plan for your future with your significant other?  That’s what I cover in today’s show.

This episode is split into three sections. First, you discover what you need to know to start planning for retirement. Second, I share what things you need to do to plan as a couple. Third, I reveal the most important aspects of a successful retirement. Tune in and glean insider tips and tactics on how to plan for retirement together.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• Part 1: What you need to know to start planning for retirement together (7:42)
• Moneywise segment-What is diminished marginal utility?
• Part 2: What things you need to do to plan as a couple (20:28)
• Part 3: What are the most important aspects of a successful retirement (32:32)

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/plan-retirement-together/

Hey Profit Boss® Radio listeners! I am just dropping in to offer a brief summer update about what you can expect in the upcoming new season of Profit Boss® Radio launching this September! 

Tune in for the 4-1-1!

For more details, please visit https://www.hilaryhendershott.com 

EP 142 | Profit Boss® Radio

Welcome to episode 142 of Profit Boss® Radio! As of this episode, I am taking a brief summer hiatus so that I can focus on the $50K Wealth Multiplier Experience and, more importantly, family and my daughter’s health. I do have some homework for you this summer and plenty of useful resources along the way, however!  

When is the last time you reviewed your and your spouse’s beneficiary elections for all your accounts to make sure that they everything is set up the way it should be? If you're scratching your head wondering when that might have been, it's probably been too long.

Your beneficiary elections are incredibly important. To ensure that your estate plan is executed properly in the event the need arises, you want to be certain beneficiary information is up to date. Learn the estate planning mistakes to avoid in this week's episode of Profit Boss® Radio.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• The importance of making sure that beneficiary forms are up to date
• The difference between gift tax and estate tax, and how it can impact your estate planning wishes
• How people normally elect their beneficiaries (and the things you should consider when making these important decisions)
• How I personally set up my estate for my daughter Harlyn
• Why I generally don't recommend anyone inheriting an estate under the age of 35
• How utilizing trusts in your estate plan provides specific parameters for how and when beneficiaries receive benefits

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/avoid-beneficiary-mistakes/

EP 141 | Profit Boss® Radio

This episode originally aired on Profit Boss Radio Podcast, How to Buy Your Dream House in 28 Days in a Sellers Market Without Multiple Offers, 5/2/17

Welcome to episode 141 of Profit Boss® Radio! Over the last few episodes, we have been talking a lot about building your wealth. For many of you owning your own home will be a critical part of your wealth building journey. Also, investing is integral to building your wealth as well.

This episode is occurring not long after the April 15th tax deadline. So, I am taking a moment to talk about contributing to tax-deferred investment accounts and how it can help put you in a better position come tax season next year.

There are many shows on TV where they make home buying seem like such an easy-breezy experience. You select three homes and pick the one you like the best and then you move in. They do not show the behind the scenes process. In reality, there are many moving parts to navigate the real estate world, and I share some insightful tips in this episode.

Tune in to this week’s episode as I share how to qualify for mortgages, how to write and strategize your offer to stand out in a competitive situation, and so much more! I also reveal my own crazy whirlwind home buying journey that I believe provides excellent advice and encouragement to anyone preparing for their own real estate journey.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio 

• The importance of investing in tax-deferred accounts
• What are the yearly IRA contribution limits and deductions
• My personal home buying journey
• Understanding the up-to-date regulations in the home buying process
• How to understand the mortgage process from beginning to end
• Why mortgage debt is not bad debt

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/buy-dream-house/

EP 140 | Profit Boss® Radio

Welcome to episode 140 of Profit Boss® Radio! In this week’s episode, we are talking about the power of the 7 Steps to Wealth framework. We also share powerful client win stories and learn through other women's stories about how they achieved financial success.

The stories we share in today's episode are women who have walked this journey and manifested meaningful changes to their financial life. You're invited to walk through the 7 steps yourself or create a mastermind with other women.

How long has money been a thorn in your side? How long have you been putting up with the fact that money is an area of your life that doesn’t work the way you’d like it to? Right now, today can be your time to take the action that makes the difference!

Vision is a powerful compass--so what is your vision? What would your life be like if you could finally stop worrying about money? What would you experience instead? I bet it would be confidence, peace of mind, clarity, abundance, and even more inspiring things.

Tune in to today’s episode to hear what like-minded women have overcome and accomplished so you can start applying these tips and tactics to your finances.

About the $50K Wealth Multiplier Experience

The $50K Wealth Multiplier Experience applications are now LIVE! The 2019 $50K Wealth Multiplier is open to just ten women, so make sure to register as soon as possible. There is an investment and commitment to be apart of this year’s cohort. Jen and I will be spending a massive amount of our time, intellectual capital, and resources to launch participants on their financial journeys to discover their full wealth potential.  If you are interested in more accountability, coaching, 1-on-1 work and more make sure to apply now!

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• What would your life could look like if your was free from financial constraints.
• Why smart and hardworking people fail to produce the financial results they want.
• How you can impact your mindset and behaviors at the same time.
• Learn the first step of building wealth Decide and how $50K participant Sarah made the decision to be wealthy and achieved a wealth multiplier of $163,187.
• Learn the second step of building wealth Plan and how Layla implemented a plan for her finances and achieved a wealth multiplier of $232,183.
• Learn the third step of building wealth Speak and how Danika overcome the obstacles that prevented her from reaching financial success and started to speak her new future.

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/7-Steps-Wealth-Win-Stories/

EP 139 | Profit Boss® Radio

Welcome to episode 139 of Profit Boss® Radio! In this week’s episode, we talk about ways to increase your wealth instantly. This is not a get rich quick scheme! I am talking about real, practical, and actionable ways to increase your wealth instantly.

One AMAZING way to increase your wealth is to apply for the $50K Wealth Multiplier Experience today! Applications are now LIVE! The system I will be sharing in today’s episode is a core part of this valuable program. The $50K Wealth Multiplier is open to only ten women, so make sure to register as soon as possible.

One of the biggest reasons I decided to start this program is that there have been many times I have heard people say, “Just tell me what to do.” So, that is exactly what I will be doing in this program. Tune in to today's episode to get an inside look at how to increase your wealth instantly.

Also joining me in today’s episode is Jen, who is a valuable part of my team and who happens to be the Cash Flow and Automation coach in the $50K Wealth Multiplier Experience. Not sure what that is? I will share exactly what this means later in this episode.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

• The impressive net worth increase of last years’ $50k Wealth Multiplier Experience participants
• The importance of having a system in place for your finances
• How to discover your wealth trajectory
• Tried and true ways to increase your net worth
• What the Profit Boss® Automation System is and why it's different
• The steps you can take right now to implement the Profit Boss® Automation System
• What you can expect as a participant of the $50K Wealth Multiplier Mastermind

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/increase-your-wealth/

EP 138 | Profit Boss® Radio

Welcome to episode 138 of Profit Boss® Radio! In this week’s episode, I had the opportunity to sit down with Sigrun. Sigrun is an incredible and very profitable business coach. In this episode, we discuss how women can establish and run highly profitable businesses!

I’m sure it’s no surprise to you that more and more women are turning to entrepreneurship to create a lifestyle and a career they love. In fact, the number of women-owned businesses increased by 58% in the last twelve years! Therefore, if you have been contemplating launching a business, or if you’d just like the mindset secrets to take the lid off of your existing profits, this is the episode for you. Let's jump in and hear from Mastermind Business Coach Sigrun as she takes us behind the scenes and teaches us how to launch a scalable 7-figure business.

Here’s what you’ll learn in this week’s episode of Profit Boss® Radio 

• What makes Sigrun so different from other business coaches
• How to apply your experiences and existing skills to your business
• How having a “Whatever It Takes” attitude can be very helpful in business
• The importance of having an expansive money mindset
• How being confident in yourself can help open doors that were previously closed
• One of the differences between men and women when it comes to risk

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/launch-7-figure-business/

EP 137 | Profit Boss® Radio

Welcome to episode 137 of Profit Boss® Radio! In this episode, we are discussing the FIRE movement with Tanja Hester. The word FIRE is an acronym for Financial Independence, Retire Early. There are plenty of reasons why people want to leave the workforce and retire early, but how much do you need to have saved up in your nest egg to make that a reality? That is just one of the important questions Tanja and I cover in today’s show.

You won’t want to miss this week’s show where Tanja talks about how she and her husband were able to retire at the age of 38 and what steps they took to make that possible. Take a deep dive into Tanja’s journey toward financial independence and early retirement. If you have been wanting to understand and learn more about the FIRE movement, and how you can accomplish this for your life this episode is for you. Thank you to Tanja Hester for joining me today to help shed light on how anyone can make this possible in their own life.

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/financial-independence-retire-early/

EP 136 | Profit Boss® Radio

Welcome to episode 136 of Profit Boss® Radio! Today’s episode features your questions. Thank you for sharing your personal finance questions with me so I can answer them offline with you or through the show. Please keep them coming.

This week’s show includes questions about what should you do first when paying off student loan debt, creating an emergency account or curveball account, and how to help your financial partner pay off his or her student loans before accomplishing other financial goals. Also, I share the cities that actually pay you to move.

If you have been wondering about how to best prioritize your finances, this episode covers the gamut of financial priorities. Thank you to Jenni, Katie, Marisa, Nellie, Nikki, and Meghan and everyone else that sends me questions.

Here’s what you’ll find out in this week’s episode of Profit Boss® Radio.

What You’ll Find Out in this Episode:

• Common pitfalls of buying real estate with your significant other before marriage
• How to handle student loan debt
• What the Robinhood app is and why you should tread carefully
• How to know if you should start a high-yield savings account or pay off student loan debt first
• What the magic number is when planning a wedding and how to not overspend
• How to prioritize your finances after starting a new career or securing a new job

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/prioritize-finances-ask-hilary/

EP 135 | Profit Boss® Radio

Welcome to Profit Boss® Radio. Today, we are having a very valuable conversation with Dr. Brad Klontz, CFP® warning us about three very costly financial disorders.

All of us hold certain beliefs and biases about money that impact how we behave with our money. Sometimes our money beliefs are obvious to us but in many instances, these money beliefs can be a subconscious force driving our financial decisions without us even realizing it.

This episode is a full statement on the psychology of money and how the way our brains think about money can, and does, manifest our financial reality.

Where does our thinking go wrong that can get us in trouble financially? If you have ever wondered why you think and feel a certain way about your finances, or want to better understand how your personal beliefs may be holding you back from reaching your financial potential, be sure to tune in to this week’s episode!

What You’ll Find Out in this Episode:

• How your subconscious beliefs can sabotage your relationship and reality with money
• The difference between money and wealth
• Which money beliefs lead to a devastating impact on your financial life
• Why it’s so easy to get stuck in self-defeating money beliefs
• How poorly the human mind makes financial decisions and why
• Ways you can override the emotional pull to do finances wrong in order to do it right

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/financial-disorders-brad-klontz/

EP 134 | Profit Boss® Radio

Welcome to Episode 134 of Profit Boss Radio. Today’s show covers a more serious and somber topic about financial recovery after the loss of a spouse. While none of us wants to imagine life without our partner, it is a possibility for all of at some point in our lives, especially as we age.

Therefore, please join me as I have this serious conversation with my guest Kathleen M. Rehl, Ph.D., CFP®, CeFT® , widow and author of the multi-award-winning book, Moving Forward on Your Own: A Financial Guidebook for Widows. Kathleen shares her personal journey after the loss of her husband and how she now lifts other women to navigate through the foggy and complex financial reality that often awaits widows and on the other side of loss.

Hear about ways you can prepare your finances preemptively in the event of loss and the most common financial missteps to avoid immediately following a spouses death.

What you’ll find out in this episode

• Kathleen’s personal story about personal loss and tremendous grief
• The average age of a wife who becomes a widow
• The three stages of grief: grief, growth, grace
• Financial planning steps you can take now to set yourself up for success no matter what the future holds
• What widows can do when surviving family members try to come in and control finances after the loss of a spouse
• What’s possible in the phase of “growth”and what financial matters are often addressed in this phase
• Kathleen’s story of grace and how she entered a new life after her husband’s death

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/widows-wealth-recover-financially/

Welcome to episode 133 of Profit Boss® Radio! In this week’s Part 2 episode of Negotiating for More, we are talking with Rhonda Moret about the subtle things you can do that can make the difference between getting what you want and possibly being shown the door.

Rhonda tells us how body language can help (or hurt) us from getting what we want, as well as the value of “matching and mirroring” and so much more! This is a can’t-miss episode that offers even more actionable communication tips and techniques that can help all of us successfully negotiate for more.

Are you negotiating from a place of power? If you haven’t been, then don’t miss this week’s show. After all, there are opportunities all around us to ask for more. So, let’s get it, ladies!

What You’ll Find Out in this Episode:

• Ways to rethink about negotiating as part of your everyday life, not just during moments of monetary transactions.
• Why body language is so critical for successful negotiating.
• How a seemingly simple handshake can make or break a negotiation before it even starts.
• What the strategy of “mirroring” is, how it works in business negotiations, and why it matters in most any situation.
• What “micro-expressions” are and what you can deduce from the other person based on their facial cues.
• How Hilary uses micro-expressions in her own client relationships and what she has come to learn over time with how best to use these perceptive insights.

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/get-more-money/

EP 132 | Profit Boss® Radio

Welcome to episode 132 of Profit Boss® Radio! In this week’s episode, I sit down with special guest Dia Bondi to talk about how women can identify what is they really want and then effectively communicate that in Part 1 of this two-part series on how women can ask for more.

Do you know what it is to really want? Whether you call it negotiations, making powerful requests, or just earning your worth, it’s a critical part of your financial life and a critical skill to master. In fact, it’s one of the 7 steps to wealth, which is the framework for this podcast and my $50K Wealth Multiplier coaching program is grounded in.

You’ve got to be able to ask for what you want and need to create a life you love and create the wealth that sustains it. Let’s have this important conversation with Dia Bondi.

What You’ll Find Out in this Episode:

• What it means to ask like an auctioneer
• Why you go for the “no” instead of “yes” and what that can mean for your financial reality
• How to have the courage to step outside of your comfort zone to ask for one more dollar
• How to know where to start your negotiations
• The few things that women need to clarify before they begin negotiations
• What the biggest stumbling blocks are that get in the way of women getting what they want

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/negotiating-for-more-1/

EP 131 | Profit Boss® Radio

Welcome to episode 131 of Profit Boss® Radio! In this week’s episode, I am providing you with tips on how to hire a financial advisor.

Why now? Well, because January and the first quarter of the year is a very popular time for people to get their financial house in order and when you are most likely to hire a financial advisor. Also, now is a great time to invest because you can essentially join the market while it’s on sale. Prices are low, making it a great time to start investing.

A question many of my listeners have, however, is where to actually start? Do you ask a friend, do a Google search? Attend an event? The answer is, yes! But with some parameters, of course.

A financial advisor can add tremendous value to your financial life, but it’s an important partnership that does take careful consideration.  Tune in to today’s episode as I have an honest conversation about what you should look for in a potential financial advisor. I also offer up some insider tips on ways to evaluate a financial advisor before hiring one.

What You’ll Find Out in this Episode:

• Why now may be the right time to hire a financial advisor
• What you need to know about the titles “financial advisor” and “wealth manager” and why can’t rely on titles alone to identify qualified financial advice
• Where to start to hire a financial advisor
• How you can make a savvy choice with whom you entrust your financial life
• 4 categories to evaluate before you hire a financial advisor
• Questions and conversations you should have with a potential financial advisor before hiring one

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/hire-financial-advisor/

EP 130 | Profit Boss® Radio

Welcome to episode 130 of Profit Boss® Radio! Today is the very special episode I’ve been promising you where I share your listener win stories!

Before we get to the show, let me first just start off by saying how incredibly proud I am of all of you who have made strides in your financial journey. There is no accomplishment too small when it comes to your financial life, and any step in the right direction gets a well-deserved applause from me and your tribe of Proft Boss® listeners.

From saving more money and automating your finances to paying down debt and increasing your income, bravo ladies! From what I gather, 2018 was a breakout year for many of you with only more potential and opportunity in store for 2019.

Your stories, accomplishments, and plans for the New Year are truly inspiring. Congratulations to my guests in today’s episode: Joelle, Becky, Ylva, Dee, JC, Mary, and Lauren. And congratulations to all of you listening in with your own financial win stories. It is an honor to kick off 2019 celebrating you. Cheers!

What You’ll Learn from This Episode

• Joelle making an empowered decision to get out of debt and then doing it!
• And that’s not all! Joelle also amped up her financial game by saving 6 months of her income in an emergency fund, saved 20% of her income toward her future, grew her small business to the point she could spend three months in Portugal, and lives a life where her finances work for her instead of the other way around.
• How Becky’s year was transformational. She purchased a car in cash, automated all her finances, was able to leave her part-time job, doubled her income, and is starting the year by opening her own practice.

For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/success-finance-listener-stories/